These are difficult times for working people and their families. Many face the prospect of redundancy and many more are uncertain about the impact of the ongoing financial crisis on their jobs and livelihoods. Even those whose jobs are relatively secure are worried about rising living costs – particularly those on low incomes.
Debt is also becoming an increasing problem, with the average household owing £9,500 (excluding mortgages). We've put together this collection of advice, with the help of Citizens Advice, to give practical information about how best to weather the current economic storm.
Redundancy rights : Redundancies are making the headlines daily. If you've been affected, check our advice on what you can expect.
Dealing with debt : Redundancies are making the headlines daily. If you've been affected, check our advice on what you can expect.
Job hunting : With unemployment growing in many areas it can be hard to find good jobs to apply for. Here are our tips on where to look.
Applying for a job : It may be a long time since you polished your CV or went to an interview. Get up to date again here.
Changing career : Are you looking into moving to another area of work? How should you choose where to jump?
Training options : Do you need help to reskill to get a new job?
Welfare and benefits : If a change in circumstances is making it hard to keep on top of your debts, read our advice on setting yourself back on a more stable financial course.
If you're worried you may be facing redundancies where you work, you can use our Statutory Redundancy Pay calculator to help you work out what you could expect as a minumum offer, based on your age, salary and time with your employer.
You can also download these two free publications with further advice:
TUC/Citizens Advice leaflet in Adobe pdf format.
Know Your Rights leaflet from the TUC in Adobe pdf format.
