What is ill health retirement?

Ill health retirement may be necessary if you are permanently unable to do the job for which you were employed and no suitable alternative can be found. You are strongly advised to talk your situation over with your GP, and then with your employer's occupational health (OH) service if there is one, as well as your pension provider, before this decision is taken. The GP is likely to draw your attention to the psychological and financial consequences of retirement. If you are a member of a union, talk these issues through with your rep.

Note: This content is provided as general background information and should not be taken as legal advice or financial advice for your particular situation. Make sure to get individual advice on your case from your union, a source on our free help page or an independent financial advisor before taking any action.