Debt and Benefits

The topics covered in this section are:

If you lose your job or if your hours at work are reduced, you may find yourself with a lot less money coming in. This section provides some tips on the financial benefits or tax credits which may be available to help you and your family, and some ways you could possibly cut back on expenditure.

Note: This content is provided as general background information and should not be taken as legal advice or financial advice for your particular situation. Make sure to get individual advice on your case from your union, a source on our free help page or an independent financial advisor before taking any action.

What is WorkSmart?

A career coach that works for everyone.


Enjoy bite-sized activities delivered to you every week.

Lightbulb brain

Equip yourself with essential skills to be the best you yet.


Get the guidance you need to stay focused and reach your goals.

Worksmart circle